Donald Hayden | Innovative Finance Leader & Strategic Partner for Business Growth

14 Jan 2024
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If you’re trying to decide between leasing and buying your next business vehicle, one question is probably foremost in your mind:

Which option costs less?

Unfortunately, comparing the costs of leasing and buying isn’t as simple as it looks. To do it right, you must consider not just out-of-pocket costs but also

  • cash available,
  • the tax benefits of each option,
  • and the time value of money.

14 Dec 2023
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The Setting Every Community Up for Retirement Enhancement 2.0 Act, which we will call SECURE 2.0, became law in late 2022.

SECURE 2.0 is the sequel to the original SECURE Act, which became law back in 2019. SECURE 2.0 includes a bevy of mostly taxpayer-friendly changes, including one that enhances the limits for retirement account catch-up contributions if you are age 60 to 63.

Being able to make extra catch-up contributions allows you to pump up your tax-favored retirement savings program and thereby increase the odds that you will have enough money stashed away to get by in your retirement years–a noble goal to be sure.