Donald Hayden | Innovative Finance Leader & Strategic Partner for Business Growth

25 Jun 2025
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When CEOs rely solely on historical numbers or outdated budgets, they’re essentially driving with no headlights. Imagine speeding down a mountain road—without bright lights, you’re at risk of missing obstacles until it’s too late. In the business world, the right financial tools are your headlights. They allow you to spot financial challenges early and pivot fast, ensuring you stay ahead of trouble and seize opportunities.


24 May 2025
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The SALT Deduction and Its Real Estate Connection

The state and local tax (SALT) deduction allows taxpayers to deduct certain state and local taxes—primarily property taxes, income taxes, or sales taxes—from their federal taxable income. For real estate, the property tax component is particularly significant, as it directly affects homeownership costs. The 2017 Tax Cuts and Jobs Act (TCJA) capped the SALT deduction at $10,000 for both single filers and married couples, a move that hit homeowners in high-tax states hard, where property taxes often exceed this limit. The Wall Street Journal reports that the new House Republican tax bill, passed on May 22, 2025, raises this cap to $40,000 for taxpayers with modified adjusted gross income (MAGI) of $400,000 or less, phasing out completely for those earning over $500,000. This change could significantly influence real estate decisions, from buying and selling homes to managing investment properties.


24 May 2025
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The Rise of Micro-Hustles in Entrepreneurship

Entrepreneurship is about identifying opportunities, taking calculated risks, and creating value that resonates with a target audience. The micro-hustle model, as highlighted in the Entrepreneur article, embodies these principles by enabling individuals to launch small-scale ventures with minimal resources. A micro-hustle is a digital product or service—such as an e-book, template, or online course—that requires a one-time creation effort but can be sold repeatedly with little maintenance. This approach contrasts with traditional entrepreneurship, which often involves managing inventory, employees, or physical spaces, and freelancing, which demands continuous time investment.