Federal law grants consumers several rights relating to their credit card transactions, against the card companies and in the case of a dispute with a merchant. This Financial Guide discusses these important rights in depth.... Read More
Improving Your Credit
If like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future--and even bigger debts, such as the... Read More
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The... Read More
How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Because creditors keep their evaluation... Read More
Using your credit cards wisely is largely a matter of being informed - e.g., how much your card company is charging you for credit - and by following some simple tips for using the card.... Read More